Dr. Michelle Banks is the psychiatrist responsible for institutionalizing a little girl named Amanda Clarke. Many years later, Amanda has once again become a patient of Dr. Banks in the form of Emily Thorne. The psychiatrist thinks Emily suffers from trust issues than will define her future. She has no idea how right she is. Guess who else seeks therapy from the good doctor—the queen herself, Victoria Grayson.

Jack finds his mom’s wedding ring in his dad’s safety deposit box. Declan wants to sell the ring and the bar. Jack seeks financial advice from Nolan, who notices how smitten his boat buddy looks whenever Emily is around. As for Declan, he’s still in hot pursuit of Charlotte, who is starting to succumb to his charms. This does not please Victoria at all.

Daniel’s old college pal, Tyler, sabotages his dinner date with Emily. It actually turns out to be a good thing when Jack shows up unexpectedly. Over a bottle of wine, Jack says he’s going to hold on to the Stowaway for now. He’s hoping to find a really good reason to stick around town. It’s fairly obvious Jack and Emily have a connection. Daniel also notices this when he sees them sitting in the dark sharing a little vino.